No matter where you live, insurance coverage is designed to make you whole after you file a property insurance claim. And whether you pay your premium monthly, semi-annually, or annually, the price of coverage is more than a nominal expense, so you fully expect the outcome to work in your favor.

Paying your homeowner insurance provides the confidence you need to pursue a claim when damage occurs to your home or property after a hurricane, flooding, fire, or another unforeseen event.

The reality is when it is actually time to file a claim, homeowners are faced with intense obstacles and unreasonable requests from the insurance company before repayment is even considered. You deserve more, and our team can help you pursue the financial recovery you deserve from your insurance provider.

Our team knows that you pay your insurance premium on time to ensure you get the coverage you deserve when your home sustains:

• Damage due to vehicles
• Electrical current damage
• Fire or smoke damage
• Flooding
• Foundation or structural damage
• Hurricane damage
• Liability claims for dog bites or personal injuries that occur on your property
• Lightning damage
• Mold damage
• Non-weather-related water damage including water heater, plumbing or HVAC overflow
• Property damage from falling or flying objects
• Roof, window, or exterior damage
• Sinkhole damage
• Theft
• Vandalism or intentional damage
• – Wind and hail damage

Homeowner’s insurance is designed to protect you, your family, and your property from the unknown dangers that can leave your home partially damaged — or completely lost. When your homeowner’s insurance company is delaying payment, issuing a partial or unfair payment, or is rejecting your claim altogether, you are going to need help pursuing the financial recovery you deserve. The Rafuls Law Group will aggressively represent you during financial negotiations or in a courtroom to pursue the outcome you deserve.